Endnotes and citations can be found in the PDF and Scribd variations.
Recently, Renee BergeronвЂ”a mother that is single Duluth, MinnesotaвЂ”was between paychecks and took away a tiny pay day loan to simply help protect her lease. When her payday arrived around, Bergeron foundвЂ”much to her dismayвЂ”that she had been not able to spend her bills that are basic additionally make her loan payment. because of this, Bergeron took down another pay day loan to be able to fund the loan that is initial. Today, almost ten years later on, Bergeron along with her kiddies are now living in a homeless shelter, and she continues to be saddled with additional than $4,000 in cash advance financial obligation.