Why Banking in the postoffice might be a Better Option Than Payday Loans—and Wall Street

Why Banking in the postoffice might be a Better Option Than Payday Loans—and Wall Street

Nyc postoffice. Picture by John Donges.

The U.S. postoffice on Martin Luther King, Jr. Blvd. is a bastion on its Harlem block. Entrenched beside a pawnshop, a business that is cash-for-gold and a commercial bank numerous within the neighbor hood aren’t able to utilize, the center is actually a fortress. That includes hefty stone walls, metal displays, vaults, ATMs, and trucks that are armored the premises evoke one word: safety. In the event that you’ve followed current news, additionally they recommend an extra term: Bank.

Post workplaces are made like banking institutions.

And that’s just one single reasons why banking that is postal a hot concept in economic policy debates, is viable. Real and functional structures already occur that may help USPS provide basic monetary solutions: prepaid debit cards, mobile deals, brand new check cashing solutions, cost savings records, as well as easy, small-dollar loans.

“There’s a post workplace every five obstructs in Manhattan—there’s accessibility in almost every zip code,” explained Frankie Wright, 32, a USPS Supervisor of Customer Services in East Harlem.

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